Insights | Financial Advisor in Carlsbad, CA

The Top Mistakes Plan Sponsors Make: Part 2

Published On - January 24, 2024

The Top Mistakes Plan Sponsors Make: Part 2

By Ed McClure, CFP®, PPC® Back in 2021, the Employee Benefits Security Administration (EBSA) acquired $1.9 billion in qualified retirement plan violations and other enforcement actions. This means that staying current on plan requirements and preventing costly mistakes is more crucial now than eve...

Don’t Let 2024 Catch You Unprepared: Review Your Financial Plan

Published On - November 2, 2023

McClure Wealth

Don’t Let 2024 Catch You Unprepared: Review Your Financial Plan

By Ed McClure, CFP®, PPC® As the countdown to 2024 begins, are your finances in order, or are you unprepared? At McClure Wealth, we know that solid financial well-being doesn’t just happen overnight. It takes hard work, diligence, and consistency to improve your finances, strengthen your savings...

The Biggest Mistakes I See Plan Sponsors Make- Part 1

Published On - October 12, 2023

McClure Wealth

The Biggest Mistakes I See Plan Sponsors Make: Part 1

By Ed McClure, CFP®, PPC® While sponsoring a workplace retirement plan is a worthy endeavor, it also requires vigilant oversight. Plan sponsors must grapple with many challenges, including adhering to ERISA regulations, discerning fiduciary responsibilities, and staying on top of constantly evol...

Published On - September 26, 2023

McClure Wealth

Is Debt Ever Healthy? How to Tell the Difference Between Good and Bad Debt

By Ed McClure, CFP®, PPC® While the word “debt” often carries a negative meaning, don’t be misled by its reputation. Undoubtedly, there are risks to taking on debt, but looking at the flip side may reveal a powerful tool for advancing toward your goals. At its core, debt is an obligation to ...

Published On - September 7, 2023

McClure Wealth

Plan Sponsors, Don’t Neglect Your Plan Fees Review

By Ed McClure, CFP®, PPC® As they pass by, the years tend to blend together, which can make it challenging to remember specific details. What we remember happening in 2016 could very well have occurred in 2018 or 2019. Even significant events in our lives can sometimes become hazy over time. Keepi...

2023-7_With the Passage of SECURE 2.0, Is Your Plan Still the Best

Published On - July 13, 2023

McClure Wealth

With the Passage of SECURE 2.0, Is Your Plan Still the Best?

By Ed McClure, CFP®, PPC® It’s no secret that planning for retirement is a challenge for just about everyone. It can be especially difficult for employers sponsoring a retirement plan in light of ongoing legislative changes such as SECURE 2.0. With over 90 potential plan provisions and effective...

2023-6_Everything You Need to Know About Social Security

Published On - June 9, 2023

McClure Wealth

Social Security 101: Everything You Need to Know for 2023

By Ed McClure, CFP®, PPC® You’re probably used to seeing Social Security coming out of your paycheck since your first job, but it can get a little more complicated once you’re ready to actually start participating in it. If you’re at that stage, it means you are looking toward a new and exci...

Published On - May 26, 2023

McClure Wealth

Is Your Sponsor Plan Audit Ready?

By Ed McClure, CFP®, PPC® No one likes to hear the word “audit.” But when you sponsor a retirement plan, you have to be ready for the fact that there will be times when auditors will check in on your plan and make sure you’re following all the proper rules and regulations. While this can [&h...

Published On - May 26, 2023

McClure Wealth

Why 30 and 40-Year-Olds Need to Care About Investing & Retirement Income

By Ed McClure, CFP®, PPC® When you think about where you want to be in 20 years, many 30 and 40-year-olds will discuss their goals for financial independence or reaching their ideal retirement. Yet there is often a gap between experiencing financial security and taking the right steps early on to ...

Published On - May 26, 2023

McClure Wealth

5 Ways Plan Sponsors Can Improve Retirement Outcomes for Their Participants

By Ed McClure, CFP®, PPC® Employees are saving for retirement at an increasing rate thanks to initiatives implemented by plan sponsors during the past two decades. Defined contribution sponsors can play an important part in helping their participants save more for retirement—and the measures for...

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The Top Mistakes Plan Sponsors Make: Part 2

Don’t Let 2024 Catch You Unprepared: Review Your Financial Plan

The Biggest Mistakes I See Plan Sponsors Make: Part 1

Is Debt Ever Healthy? How to Tell the Difference Between Good and Bad Debt

Plan Sponsors, Don’t Neglect Your Plan Fees Review

With the Passage of SECURE 2.0, Is Your Plan Still the Best?

Social Security 101: Everything You Need to Know for 2023

Is Your Sponsor Plan Audit Ready?

Why 30 and 40-Year-Olds Need to Care About Investing & Retirement Income

5 Ways Plan Sponsors Can Improve Retirement Outcomes for Their Participants

Contact Us